Area Manager NMLS #: 19375
1800 Rt 34
Wall, NJ 07719
The Purchase Pros
Jeff has been in the mortgage business since 2001. With almost 30 years of consumer lending experience and almost 2000 mortgage loans closed since 2001, Jeff is well positioned to provide expert advice and solutions for his clients.
As Branch Manager of The Purchase Pros team at AnnieMac Home Mortgage, Jeff specializes in residential lending with a keen focus on purchase mortgage loans. Our team has locations in Wall Twp, Toms River and Forked River, NJ. The Purchase Pros team works with a number of the top producing real estate agents in the area and has a stellar reputation for excellence. They've even been recognized by readers of the Asbury Park Press as the “Best of the Best” for mortgages in the annual Reader’s Poll as well as hundreds of client testimonials.
With experience in all facets of the mortgage process from start to finish, Jeff and his team have the ability to recognize potential obstacles & provide solutions in the beginning stages of the application process in order to avoid delays in processing, and to ensure a successful, on-time closing for all of his clients. The team employs a number of tools such as credit report analytics in order to optimize a client’s FICO score to help them qualify for the best loan terms possible.
A lifelong NJ resident, Jeff has a firsthand, local knowledge of the marketplace and is available to meet with clients in-person and provide invaluable insights to current market conditions by participating in a variety of local real estate events. We’re also accessible by phone, text and email, including after “normal” business hours.
Communication & high standards of customer service are the mainstay of the Purchase Pros team, as well as offering the very best terms, and solution-based lending products the marketplace has to offer. The menu of loan programs offered includes Conventional, FHA, VA, USDA, 203k renovation, Jumbo, and more. We also offer non-traditional lending programs to help customers with special circumstances obtain financing.
First-time homebuyers will want to take advantage of our ability to explain the home-buying process, providing answers to common questions and also showing them how to structure their financing to get the lowest overall payment and best terms. We offer several low or no money down mortgage options, as well as flexible PMI solutions and other tools to help people buy their first home.
Whether you are buying your first home, vacation home or are an experienced investor purchasing rental property, you will receive honest, direct, up-front service and a road map for success with 24/7 access to information when you include us as part of your team. We’ll also help you with refinancing an existing property and provide you with the tools needed to become qualified in today’s market.
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payments and credit scores than many conventional loans.
Created by President Franklin Delano Roosevelt as part of the original Servicemen’s Readjustment Act of 1944, VA loans help create homeownership for service members who sacrifice so much for their country, yet don’t have a fair chance to establish a credit rating because of their service.
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
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Assess Your Situation
Do you have a minute to discover if now is the right time for you to buy a new home or refinance your current mortgage? There’s no need to guess. Instead, take our simple 60-second quiz and find out for yourself!
Crunching the Numbers
If you are considering the idea of buying a home or refinancing your existing one, would you like to see what your monthly payments might look like? Our easy-to-use calculators can give you a glimpse into your future.
PerkPlans At AnnieMac Home Mortgage, we want to help you spend less – not just on loans, but everywhere! That’s why we’ve partnered with PerkPlans to offer you deep discounts on thousands of services and products. Save on dining, travel, cell phone services and countless other luxuries and necessities for the entire family. As the only mortgage lender to offer these exclusive benefits to customers, AnnieMac is proud to help you live your best life for less. You deserve it!
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